DSP Banking & PSU Debt Fund - Regular Plan - Growth

Debt: Banking and PSU Open Ended Scheme
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NAV
₹ 24.1251 ₹ -0.02 (-0.09 %)
as on 12-06-2025
Asset Size (AUM)
4,103.34 Cr
Launch Date
Sep 05, 2013
Invest in this scheme
Investment Objective
The Scheme seeks to generate income and capital appreciation by primarily investing in a portfolio of high quality debt and money market securities that are issued by banks and public sector entities/undertakings.
Minimum Investment 100.0
Minimum Top-up 100.0
Investment Returns Since Launch in Sep 05, 2013
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7.78

%
3 M
6 M
1 Y
3 Y
10 Y
Inception
Sharp Ratio
-0.25 %
Expense Ratio
0.58%
Volatility
1.2 %
Fund House
DSP Mutual Fund
Fund Manager
Mr. Shantanu Godambe, Mr. Sandeep Yadav
Key Features
Scheme description
This fund has low risk compared to hybrid or equity funds. It invests in debt instruments of public sector undertakings, public financial institiutions upto 80% of its assets and is suitable for investors with low risk profile having investment horizon of 3 years and above.
Minimum Purchase Application Amount
Rs. 100.0 (plus in multiples of Rs. 100.0)
Entry Load
Not applicable
Exit Load
Nil
Indicative Investment Horizon
5 Years and above
Asset Allocation
Fund's historical return comparison with other asset classes
Created with Highcharts 4.1.4AssetsDebtMutual FundsCash & Cash Equivalents
Fund Performance
Fund's historical return comparison with other asset classes
Created with Highcharts 4.1.4FundFD
Fund₹ 10950
FD₹ 10600
Profile
Credit Quality Porfolio (%)
SOV 22.89
AAA 74.29
AA -
A -
BBB -
Below BBB -
D -
Note: AAA includes A1, A includes A2, BBB includes A3.
Corporate BondsG-Sec / SDLCDsCash & Cash EquivalentsCPs6060505040403030202010100056.51 %27.22 %12.18 %2.62 %1.27 %
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Scheme Category % of Change
month-on-month
Duration 5.37 3.21 0.21
Maturity 9.66 4.67 0.14
YTM 7.5 7.55 0
POWER GRID CORPORA...GOVERNMENT OF INDIAPOWER FINANCE CORP...7.34% GOI 2064 (22-APR...7.30% GOI 2053 (19-JUN...INDIAN RAILWAY FINANC...4.7% Government of Ind...National Bank for Financi...7.79% Small Industries...Axis Bank Limited88664422006.66 %5.16 %5.12 %4.57 %4.26 %3.95 %3.85 %3.3 %3.26 %2.97 %
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Other Schemes of the Same Category
Performance

Scheme Performance (%)

Data as on - 12-06-2025
Created with Highcharts 4.1.4ReturnsDSP Banking & PSU Debt Fund - Regular Plan - GrowthNIFTY COMPOSITE G-SEC INDEXDebt: Banking and PSUYTD1 Month3 Month6 Month1 Year3 Years5 Years10 YearsSince Launch02.557.510

Yearly Performance (%)

Created with Highcharts 4.1.4ValuesDSP Banking & PSU Debt Fund - Regular Plan - GrowthNIFTY COMPOSITE G-SEC INDEXDebt: Banking and PSU201620172018201920202021202220232024202502.557.51012.5

NAV Movement

Investment Returns Calculator
Amount InvestedFund ValueProfitReturns
Fund120,000124,9914,9919.21
Benchmark0000.00
Rolling returns are the annualized returns of the scheme taken for a specified period (rolling returns period) on every day/week/month and taken till the last day of the duration. In this chart we are showing the annualized returns over the rolling returns period on every day from the start date and comparing it with the benchmark. Rolling returns is the best measure of a fund's performance. Trailing returns have a recency bias and point to point returns are specific to the period in consideration. Rolling returns, on the other hand, measures the fund's absolute and relative performance across all timescales, without bias.
Peer Comparison
Scheme Name Inception Date 1 Year Return % 2 Year Return % 3 Year Return % 5 Year Return % 10 Year Return %
DSP Banking & PSU Debt Fund - Regular Plan - Growth 05-09-2013 9.5 8.16 7.6 6.17 7.41
Edelweiss Banking and PSU Debt Fund - Regular Plan - Growth Option 06-09-2013 9.72 7.84 8.08 6.44 7.65
Bajaj Finserv Banking and PSU Fund- Regular Plan- Growth 10-11-2023 9.62 0.0 0.0 0.0 0.0
LIC MF Banking & PSU Fund-Regular Plan-Growth 30-05-2007 9.58 7.96 7.31 5.77 6.82
Baroda BNP Paribas Banking and PSU Bond Fund-Regular Plan -Growth Option 17-12-2020 9.56 7.86 7.32 0.0 0.0
Portfolio Analysis
Portfolio as on 31-05-2025
Sector Allocation
SectorAllocation (%)
N/A100
Portfolio Holdings
Company Instrument Credit Rating Holdings (%)
7.34% GOI 2064DebtSOV4.57
8.30% GOI 2042DebtSOV4.43
7.30% GOI 2053DebtSOV4.26
8.51% GOI FRB 2033DebtSOV3.85
Small Industries Development Bank of IndiaDebtAAA3.26
Power Grid Corporation of India LimitedDebtAAA2.78
Indian Railway Finance Corporation LimitedDebtAAA2.71
State Bank of India Basel III Tier 2DebtAAA2.68
TREPS / Reverse Repo InvestmentsCash & Cash Equivalentsundefined2.6
Power Grid Corporation of India LimitedDebtAAA2.59
GAIL (India) LimitedDebtAAA2.57
National Bank for Agriculture and Rural DevelopmentDebtAAA2.54
Bajaj Finance LimitedDebtAAA2.49
6.90% GOI 2065DebtSOV2.47
Axis Bank LimitedDebtAAA2.37
HDFC Bank LimitedDebtAAA2.33
National Bank for Financing Infrastructure and DevelopmentDebtAAA2.01
National Bank for Agriculture and Rural DevelopmentDebtAAA1.92
REC LimitedDebtAAA1.91
REC LimitedDebtAAA1.91
Power Finance Corporation LimitedDebtAAA1.9
REC LimitedDebtAAA1.89
State Bank of IndiaDebtAAA1.36
Power Finance Corporation LimitedDebtAAA1.34
7.09% GOI 2054DebtSOV1.29
6.98% GOI 2054DebtSOV1.29
Power Finance Corporation LimitedDebtAAA1.29
Bajaj Finance LimitedDebtAAA1.29
Power Grid Corporation of India LimitedDebtAAA1.29
Indian Railway Finance Corporation LimitedDebtAAA1.28
National Housing BankDebtAAA1.28
Power Finance Corporation LimitedDebtAAA1.27
Small Industries Development Bank of IndiaDebtAAA1.27
Indian Railway Finance Corporation LimitedDebtAAA1.27
National Bank for Agriculture and Rural DevelopmentDebtAAA1.26
HDFC Bank LimitedDebtAAA1.25
Indian Railway Finance Corporation LimitedDebtAAA1.24
NTPC LimitedDebtAAA1.24
National Housing BankDebtAAA1.23
Bank of BarodaDebtAAA1.2
Canara BankDebtAAA1.2
HDFC Bank LimitedDebtAAA1.18
Canara BankDebtAAA1.18
8.17% GOI 2044DebtSOV0.73
National Bank for Financing Infrastructure and DevelopmentDebtAAA0.67
Power Finance Corporation LimitedDebtAAA0.66
Small Industries Development Bank of IndiaDebtAAA0.66
Power Finance Corporation LimitedDebtAAA0.66
Small Industries Development Bank of IndiaDebtAAA0.65
NTPC LimitedDebtAAA0.65
REC LimitedDebtAAA0.64
Small Industries Development Bank of IndiaDebtAAA0.64
National Bank for Agriculture and Rural DevelopmentDebtAAA0.63
Power Grid Corporation of India LimitedDebtAAA0.62
REC LimitedDebtAAA0.62
National Bank for Financing Infrastructure and DevelopmentDebtAAA0.62
Indian Railway Finance Corporation LimitedDebtAAA0.62
ICICI Bank LimitedDebtAAA0.61
Axis Bank LimitedDebtAAA0.6
Bank of BarodaDebtAAA0.6
Indian BankDebtAAA0.59
Union Bank of IndiaDebtAAA0.59
Punjab National BankDebtAAA0.59
Kotak Mahindra Bank LimitedDebtAAA0.59
SBI Funds Management Pvt Ltd/Fund ParentMFundefined0.2
Net Receivables/PayablesCash & Cash Equivalentsundefined0.02
Sector Allocation
Created with Highcharts 4.1.4Others
Portfolio Holdings
Created with Highcharts 4.1.47.34% GOI 20648.30% GOI 20427.30% GOI 20538.51% GOI FRB 2033Small Industries Development Bank of IndiaPower Grid Corporation of India LimitedIndian Railway Finance Corporation LimitedState Bank of India Basel III Tier 2TREPS / Reverse Repo InvestmentsOthers