DSP Banking & PSU Debt Fund - Regular Plan - Growth

Debt: Banking and PSU Open Ended Scheme
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NAV
₹ 24.2326 ₹ 0.01 (0.05 %)
as on 28-05-2025
Asset Size (AUM)
3,666.32 Cr
Launch Date
Sep 05, 2013
Invest in this scheme
Investment Objective
The Scheme seeks to generate income and capital appreciation by primarily investing in a portfolio of high quality debt and money market securities that are issued by banks and public sector entities/undertakings.
Minimum Investment 100.0
Minimum Top-up 100.0
Investment Returns Since Launch in Sep 05, 2013
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7.85

%
3 M
6 M
1 Y
3 Y
10 Y
Inception
Sharp Ratio
-0.25 %
Expense Ratio
0.58%
Volatility
1.2 %
Fund House
DSP Mutual Fund
Fund Manager
Mr. Shantanu Godambe, Mr. Sandeep Yadav
Key Features
Scheme description
This fund has low risk compared to hybrid or equity funds. It invests in debt instruments of public sector undertakings, public financial institiutions upto 80% of its assets and is suitable for investors with low risk profile having investment horizon of 3 years and above.
Minimum Purchase Application Amount
Rs. 100.0 (plus in multiples of Rs. 100.0)
Entry Load
Not applicable
Exit Load
Nil
Indicative Investment Horizon
5 Years and above
Asset Allocation
Fund's historical return comparison with other asset classes
Created with Highcharts 4.1.4AssetsDebtMutual FundsCash & Cash Equivalents
Fund Performance
Fund's historical return comparison with other asset classes
Created with Highcharts 4.1.4FundFD
Fund₹ 11011
FD₹ 10600
Profile
Credit Quality Porfolio (%)
SOV 20.86
AAA 74.77
AA -
A -
BBB -
Below BBB -
D -
Note: AAA includes A1, A includes A2, BBB includes A3.
Corporate BondsDebtCDsG-Sec / SDLCash & Cash Equivalents6060505040403030202010100058.72 %20.86 %10.38 %4.28 %4.15 %
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Scheme Category % of Change
month-on-month
Duration 5.37 3.21 0.21
Maturity 9.66 4.67 0.14
YTM 7.5 7.55 0
POWER FINANCE CORP...POWER GRID CORPORA...7.30% GOI 2053 (19-JUN...GOVERNMENT OF INDIA7.34% GOI 2064 (22-APR...National Bank for Financi...7.79% Small Industries...INDIAN RAILWAY FINANC...State Bank of India (Tier...GAIL (INDIA) LIMITED665544332211005.96 %5.92 %5.21 %4.91 %4.39 %3.66 %3.6 %2.99 %2.95 %2.84 %
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Other Schemes of the Same Category
Performance

Scheme Performance (%)

Data as on - 28-05-2025
Created with Highcharts 4.1.4ReturnsDSP Banking & PSU Debt Fund - Regular Plan - GrowthNIFTY COMPOSITE G-SEC INDEXDebt: Banking and PSUYTD1 Month3 Month6 Month1 Year3 Years5 Years10 YearsSince Launch051015

Yearly Performance (%)

Created with Highcharts 4.1.4ValuesDSP Banking & PSU Debt Fund - Regular Plan - GrowthNIFTY COMPOSITE G-SEC INDEXDebt: Banking and PSU201620172018201920202021202220232024202502.557.51012.5

NAV Movement

Investment Returns Calculator
Amount InvestedFund ValueProfitReturns
Fund120,000126,0946,09411.39
Benchmark0000.00
Rolling returns are the annualized returns of the scheme taken for a specified period (rolling returns period) on every day/week/month and taken till the last day of the duration. In this chart we are showing the annualized returns over the rolling returns period on every day from the start date and comparing it with the benchmark. Rolling returns is the best measure of a fund's performance. Trailing returns have a recency bias and point to point returns are specific to the period in consideration. Rolling returns, on the other hand, measures the fund's absolute and relative performance across all timescales, without bias.
Peer Comparison
Scheme Name Inception Date 1 Year Return % 2 Year Return % 3 Year Return % 5 Year Return % 10 Year Return %
DSP Banking & PSU Debt Fund - Regular Plan - Growth 05-09-2013 10.11 8.49 7.78 6.29 7.44
Edelweiss Banking and PSU Debt Fund - Regular Plan - Growth Option 06-09-2013 10.3 8.05 8.11 6.55 7.7
Baroda BNP Paribas Banking and PSU Bond Fund-Regular Plan -Growth Option 17-12-2020 10.08 8.02 7.37 0.0 0.0
Bajaj Finserv Banking and PSU Fund- Regular Plan- Growth 01-11-2023 10.0 0.0 0.0 0.0 0.0
Nippon India Banking & PSU Debt Fund- Growth Plan- Growth Option 10-05-2015 9.93 8.22 7.67 6.42 7.57
Portfolio Analysis
Portfolio as on 30-04-2025
Sector Allocation
SectorAllocation (%)
N/A100
Portfolio Holdings
Company Instrument Credit Rating Holdings (%)
7.30% GOI 2053DebtSOV5.21
8.30% GOI 2042DebtSOV4.91
7.34% GOI 2064DebtSOV4.39
Small Industries Development Bank of IndiaDebtAAA3.6
Power Grid Corporation of India LimitedDebtAAA3.07
Indian Railway Finance Corporation LimitedDebtAAA2.99
State Bank of India Basel III Tier 2DebtAAA2.95
GAIL (India) LimitedDebtAAA2.84
National Bank for Agriculture and Rural DevelopmentDebtAAA2.8
6.90% GOI 2065DebtSOV2.78
Bajaj Finance LimitedDebtAAA2.75
HDFC Bank LimitedDebtAAA2.59
TREPS / Reverse Repo InvestmentsCash & Cash Equivalentsundefined2.29
REC LimitedDebtAAA2.28
National Bank for Financing Infrastructure and DevelopmentDebtAAA2.23
National Bank for Agriculture and Rural DevelopmentDebtAAA2.12
REC LimitedDebtAAA2.11
Power Finance Corporation LimitedDebtAAA2.1
REC LimitedDebtAAA2.09
Net Receivables/PayablesCash & Cash Equivalentsundefined1.86
State Bank of IndiaDebtAAA1.5
HDFC Bank LimitedDebtAAA1.49
Power Finance Corporation LimitedDebtAAA1.47
National Housing BankDebtAAA1.46
6.98% GOI 2054DebtSOV1.43
Power Grid Corporation of India LimitedDebtAAA1.43
Power Grid Corporation of India LimitedDebtAAA1.42
8.51% GOI FRB 2033DebtSOV1.42
Power Finance Corporation LimitedDebtAAA1.42
Bajaj Finance LimitedDebtAAA1.42
Power Finance Corporation LimitedDebtAAA1.42
Indian Railway Finance Corporation LimitedDebtAAA1.41
National Housing BankDebtAAA1.41
Small Industries Development Bank of IndiaDebtAAA1.4
National Bank for Agriculture and Rural DevelopmentDebtAAA1.4
Indian Railway Finance Corporation LimitedDebtAAA1.39
NTPC LimitedDebtAAA1.38
Bank of BarodaDebtAAA1.33
Canara BankDebtAAA1.33
Axis Bank LimitedDebtAAA1.32
National Bank for Financing Infrastructure and DevelopmentDebtAAA0.74
Power Finance Corporation LimitedDebtAAA0.73
Small Industries Development Bank of IndiaDebtAAA0.73
7.09% GOI 2054DebtSOV0.72
Power Finance Corporation LimitedDebtAAA0.72
Small Industries Development Bank of IndiaDebtAAA0.72
Small Industries Development Bank of IndiaDebtAAA0.72
NTPC LimitedDebtAAA0.71
REC LimitedDebtAAA0.71
National Bank for Agriculture and Rural DevelopmentDebtAAA0.71
National Bank for Agriculture and Rural DevelopmentDebtAAA0.7
Indian Railway Finance Corporation LimitedDebtAAA0.69
REC LimitedDebtAAA0.69
National Bank for Financing Infrastructure and DevelopmentDebtAAA0.69
ICICI Bank LimitedDebtAAA0.68
Axis Bank LimitedDebtAAA0.67
Punjab National BankDebtAAA0.65
Union Bank of IndiaDebtAAA0.65
Kotak Mahindra Bank LimitedDebtAAA0.65
Power Finance Corporation LimitedDebtAAA0.29
SBI Funds Management Pvt Ltd/Fund ParentMFundefined0.22
Sector Allocation
Created with Highcharts 4.1.4Others
Portfolio Holdings
Created with Highcharts 4.1.47.30% GOI 20538.30% GOI 20427.34% GOI 2064Small Industries Development Bank of IndiaPower Grid Corporation of India LimitedIndian Railway Finance Corporation LimitedState Bank of India Basel III Tier 2GAIL (India) LimitedNational Bank for Agriculture and Rural DevelopmentOthers